Debt division is often overlooked but can be just as important as asset division. In many cases, debts accumulated during the relationship are shared. This includes credit cards, loans and mortgages. Responsibility depends on factors such as who incurred the debt and how it was used. Even if a debt is in one person’s name, it may still be considered shared if it benefited the family. Clear agreements are essential to avoid future disputes. A family lawyer can help ensure debts are divided fairly and responsibly.